You know the other day I was out riding my horses and it dawned on me how totally ‘up the creek’ I’d be if I hadn’t taken out insurance this time round. I was out in the bush and if I fell off and hurt myself badly ….. I don’t just mean a bit of a bump or a sore backside … but a real injury, then I could potentially have the same problem I had last year.
In fact a ‘real injury’ did occur last year when I came off a horse I was training. I suffered concussion …. it lasted a short while and a very, very sore backside. Actually, I broke off my tailbone … the silly doctors didn’t even realize as they were too busy x -raying my head to pay any attention to the HUGE bruise that was forming on my backside. It was the injury to my tailbone that really caused the upheaval!
The point of this tale is that for well over 8 months last year I couldn’t really sit on my backside without excruciating pain (can you imagine, cant sit at your computer, cant sit in the car, cant sit to have dinner …) even sleeping of an evening was an ordeal as the moment pressure was put on the area of the broken off tailbone chip, it would send pain stabbing throughout my body.
Sadly for me, I hadn’t taken out any accident insurance so I was really out of pocket having to fund my convalescence.
The moral of this sad and silly tale is that if your job involves you in some risk, then you owe it to your self to take out accident insurance to cover yourself if something happens.
I have at least learnt from my past experience and now make sure that I have accident insurance.
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